Low-Income Housing Repair Loans and Grants
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The activities that can be included in the repair and renovation of the properties can also include, repair or replacement of heating, electrical, and plumbing services, and water and waste disposal systems, as well as roof or basic structures and weatherization systems.

The United States Office of Rural Development is set to administer approximately $20,000 for loan applicants and $7,500 for grant applicants.

The loans awarded under this program bear an interest rate of one percent and can be repaid for over a period of up to 20 years.

In order to avail of the Low-Income Housing Repair Loans and Grants, qualified homeowners can visit the nearest Rural Development field office that is serving the county where their residential property is located.

Interested applicants must also bear in mind that the program is available only in the rural areas(having a population that does not exceed 10,000) found in the States, the Commonwealth of Puerto Rico, the US Virgin Islands, Guam, American Samoa, the Commonwealth of Northern Mariana's and the Trust Territories of the Pacific Islands.

The eligible applicants of a loan are those people who own and occupy a home in a qualified rural area, and those who can demonstrate a strong ability of repaying the loan.

On the other hand, grant applicants must be those homeowners who are 62 years old and above and do not anymore demonstrate the ability of repaying the funds that have been awarded to them.

The Department of Agriculture, the primary agency that is funding the Low-Income Housing Repair Loans and Grants program, is the country's leading agency that is mainly responsible for extensive anti-hunger and safety and conservation efforts.

Low-Income Housing Repair Loans and Grants
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About The Author Michael Saunders is an editor of TopGovernmentGrants.com. He also maintains Websites providing resources on grants for non profits and the philanthropic sector.

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