State of New York Mortgage Agency
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a) Low Interest Rate Mortgage Program - One of the primary housing loan programs of SONYMA that is specially geared towards the eligible first time homebuyers of New York. The notable features of this program are its incredibly low interest rates, an option to avail of a low downpayment mortgage financing program, a fixed interest rate, and a mortgage plan that is payable for up to 30 years.

b) Achieving the Dream Program - This program provides eligible low-income first time home-buyers with a low downpayment mortgage financing program if they wish to acquire one or two family dwellings.

c) Construction Incentive Program - This program was developed in an effort to stimulate the construction of one to two family homes. The program can provide qualified first time home-buyers with up to 97% of financing for the construction of their chosen properties.

d) Remodel New York Program - This program is specifically created to assist first time home-buyers in the process of purchasing and repairing homes and properties that are in dire need of renovation.

e) Homes for Veterans Program - This program is tailored to assist U.S. military veterans and active duty U.S. military personnel in the process of purchasing a new home or transferring to another property.

f) Down Payment Assistance Loan - This program can be used in conjunction with another SONYMA home-buying loan program as it only offers eligible first time home-buyers with funds that are only sufficient for covering the downpayment and closing costs of purchasing a home.



State of New York Mortgage Agency
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Michael Saunders is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs.

He also maintains Websites providing resources on environmental grants and grants for youth programs.




Additional Government Grants Resources


National Endowment for the Arts Literature Fellowships in Poetry
The Literature Fellowship program will offer $25,000 grants in poetry to published creative writers that are capable of writing literary pieces, conduct research, travel, and work towards general career advancement activities.


Lead-Based Paint Hazard Control Grant Program
The Department of Housing and Urban Development has recently established the Lead-Based Paint Hazard Control Grant Program wherein they intend to provide assistance to states, local government units, Native American Tribes, cities, and countries in their complex attempt of determining and controlling lead-based paint hazards in eligible privately-owned rental or owner-occupied dwellings.


First Time Homebuyer Programs in Virginia
In 1972, the Commonwealth of Virginia has constituted the establishment of the Virginia Housing Development Authority in an effort to respond to the needs of Virginians who seek quality, affordable housing.


National Science Foundation: Broadening Participation Research Initiation Grants in Engineering (BRIGE)
The BRIGE program hopes to increase the participation of novice investigators who are just starting their professional career in all fields of engineering research.


Economic Studies Ancillary to Completed or Ongoing Health Care Delivery and Financing Pilots, Demonstrations, and Other Experiments
NIH has recently established a program entitled Economic Studies Ancillary to Completed or Ongoing Health Care Delivery and Financing Pilots, Demonstrations, and Other Experiments.


United States Agency for International Development: Citizen Engagement and Elections Project in Mongolia
The Citizen Engagement and Election Projects in Mongolia aims to encourage increased citizen participation, mobilization and education during the months prior to the Mongolian parliamentary elections in 2012.


SMART Grants - Educational Grants for the Student of Math, Science and Languages
National Science and Mathematics Access to Retain Talent (SMART) Grants assist those undergraduate postsecondary students that major in foreign languages or certain designated technical fields. Financial grant assistance is provided on need-basis to help these students meet their educational expenses.





In the world of social enterprises, failure is a cringe-worthy moment nobody wants to talk about. But, social entrepreneurs can benefit from their failures.





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