What You Need To Know About Grants.Gov

by: Iola Bonggay

Have you been looking for grants lately? Have you been seeking financial assistance from the government? If you've answered yes to both questions, then here are the most important things you need to know first before you move forward with your search.

First up, it is very much essential for grant seekers to know the difference between a grant and loan. A loan is something that you need to pay back, and often with interest, while a grant is something that is given to you in order to help you carry out a public purpose of support that is authorized by a law of the United States. Thus, a grant is something that you won't ever have to repay.

The United States government has a lot of grant programs that are available for the public. However, only a few of those grants are available for ordinary individuals.

Grants.gov is one the largest websites that features at least 1,000 grant programs from 26 different federal grant-making agencies in the United States. Most of the grants that are found on Grants.gov are mainly for organizations and institutions, only a few of them are for individuals. It is also very important to know that Grants.gov does not offer personal financial assistance such as student loans, medicaid loans, debt loans, and the like.   (continued...)

What You Need To Know About Grants.Gov
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About The Author Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. She also maintains Websites providing resources on environmental grants and grants for youth programs.

Additional Government Grants Resources

Northern Rocky Mountain Science Centers offers funding to Rocky Mountain Cooperative Ecosystem Studies Unit Program
The goal of the Cooperative Ecosystem Studies Unit(CESU) Program is to jump-start research studies that address concerns regarding the effects of climate change on the hydrology and biota of northern Great Plains.

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Affordable Housing Partnership Program for the First Time Home Buyers in California
The Affordable Housing Partnership Program is a housing opportunity that enables first time home buyers in the State of California to seek financial assistance from lending institutions that have formed a partnership with CalHFA for the purposes of this endeavor.

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Government Grants Within The United States Health Sector
The health care system in the US is as diverse as it is all-encompassing. A huge number of health care facilities are now owned by private sectors while a huge chunk of health insurance plans are primarily provided by the government in the public sector.

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Harnessing Advanced Health Technologies to Drive Mental Health Improvement Program
The National Institutes of Health has collaborated with National Institute of Mental Health (NIMH) in order to constitute the establishment of the Harnessing Advanced Health Technologies to Drive Mental Health Improvement Program.

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Water Resources Research National Competitive Grants Program
The United States Geological Survey has recently constituted the Water Resources Research National Competitive Grants Program wherein they intend to focus on water problems and issues of a regional or interstate nature beyond those that only concern a single state.

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Department of Housing and Urban Development's Dollar Homes Program
The Dollar Homes Program revolves around the process of selling single family homes for a superbly reasonable price of $1 (plus closing cost) to low-to-moderate income families, granted that these houses have been acquired through foreclosure by the Federal Housing Administration, and have already been actively marketed for at least six months and still remained unsold after that certain period of time.

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First Time Homebuyer Programs in California
The programs of CalHFA are constantly guided by its overall agency mission which is to "finance below market rate loans to create safe, decent and affordable rental housing and to assist first-time homebuyers in achieving the dream of homeownership."

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