Buying a home is often the most significant investment that a person may make in his lifetime. The United States Department of Housing and Urban Development, in addition to offering a variety of mortgage insurance programs, supports numerous programs sponsored by state and local governments and nonprofit organizations across the country.

Farm Labor Housing Loans and Grants
Rural Development

To provide decent, safe, and sanitary low-rent housing and related facilities for domestic farm laborers....more

Very Low to Moderate Income Housing Loans
Rural Development

To assist very low, low-income, and moderate-income households to obtain modest, decent, safe, and sanitary housing for use as a permanent residence in rural areas....more

Rural Housing Site Loans and Self_Help Housing Land Development Loans
Rural Development

To assist public or private nonprofit organizations interested in providing sites for housing; to acquire and develop land in rural areas to be subdivided as adequate building sites and sold on a cost...more

Rural Rental Housing Loans
Rural Development

To provide economically designed and constructed rental and cooperative housing and related facilities suited for rural residents....more

Very Low-Income Housing Repair Loans and Grants
Rural Development

Section 504 loans and grants are intended to help very low-income owner-occupants in rural areas repair their properties....more

Rural Self-Help Housing Technical Assistance
Rural Development

To provide Self-Help Technical Assistance Grants to provide financial assistance to qualified nonprofit organizations and public bodies that will aid needy very low and low-income individuals and thei...more

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Rural Housing Preservation Grants
Rural Development

To assist very low- and low-income rural residents individual homeowners, rental property owners (single/multi-unit) or by providing the consumer cooperative housing projects (co-ops) the necessary as...more

Section 538 Rural Rental Housing Guaranteed Loans
Rural Development
This program has been designed to increase the supply of affordable multifamily housing in rural areas through partnerships between Rural Development and major lending sources, as well as State and lo...more

Housing Application Packaging Grants
Rural Development
To package single family housing applications for very low- and low-income rural residents in colonias and designated counties who wish to buy, build, or repair houses for their own use and to package...more

Direct Housing_Natural Disaster Loans and Grants
Rural Development
To assist qualified recipients to meet emergency assistance needs resulting from natural disaster. Funds are only available to the extent that funds are not provided by the Federal Emergency Managemen...more